Credit Card Application Workflow Management System- Joint Venture between a Shanghai and U.S. bank

The business unit is owned by one of the 'big four' banks in the People's Republic of China, in a joint venture between with an international bank. The credit card application business unit needed an upgrade in order to be synched with China's banking system. The current unit also needed to be upgraded to adjust to China's evolving economic climate. HIME Technology is the subcontractor of the entire credit card processing system for the joint venture upgrade project. HIME Technology was responsible for the development work of the workflow management system.

A new version of credit card approval system should fully utilize workflow capability. The improved system will require:

• Processing Applications
• Verification
• Change Settings
• User Security
• Reporting
• Client quota adjustment, including upgrading or downgrading

This new credit card approval system will integrate with the main Credit Card Processing System (CMS). It will load the current unloaded CMS files and unload its own files for other processes.

The loading and unloading process will handle the following information:

• Credit card formation files
• Quota adjustments
• Current account information

The CMS will need to interface with the main WAPS (Work Flow Application Process System), BICS( Bureau Information Consolidate System), and Imaging Processing System. It will be implemented on a Unix platform with Sybase as the database platform. The system created will have the ability to support both Chinese and English language.

Back